Increasingly sophisticated criminal attacks will be a feature of the security landscape for the next couple of years.
According to the Threat Horizon 2010 report from the Information Security Forum there is going to be more hacking and phishing activity from those involved in organised crime.
"You are going to see some highly targeted personal attacks that will use someone's name and other details about where they live and financial data to target those people who have access to sensitive data or are people of influence," said Andy Jones, a senior research consultant at the ISF and author of the report.
"There is going to be a change in the target audience. The banks have got good about security but are other retail organisations a softer target?" he asked.
Andrew Henwood, EMEA operations director at Trustwave, said that it carried out forensics work for financial institutions and it had seen an increase in the number of attacks.
"Organised crime is definitely in on the game and the attacks are more coordinated," he said.
Avi Douglen, a senior project manager and application security consultant for Comsec Consulting, agreed that criminals were more involved in attacks but added that the high profile cases of data loss, with the government among the recent examples, had highlighted the dangers.
In a statement F-Secure's virus labs said that it had noticed an increasing professionalism among cyber criminals and more highly targeted attacks along with an increasing number of political attacks