Currently motorists pay an average £30 each year within their premiums to cover crashes involving uninsured and untraced drivers
Under the new system the DVLA will work in partnership with the Motor Insurers' Bureau to identify uninsured vehicles. Motorists will receive a letter telling them that their vehicle appears to be uninsured and warning them that they will be fined unless they take action.
If the keeper fails to insure the vehicle they will be given a £100 fine. If the vehicle remains uninsured - regardless of whether the fine is paid - it could then be seized and destroyed. Vehicles with a valid Statutory Off Road Notice (SORN) will not be required to be insured.
The bottom line? Don't forget to insure your vehicles as finally it seems that technology is about to keep up with miscreant drivers. Presumably the fines will be issued on an exception basis - i.e. any vehicle that doesn't show up on an insurance database.
To check if a vehicle is on the Motor Insurance Database visit www.askmid.com. Information about the new offence can be found at www.direct.gov.uk/stayinsured
This was first published in February 2011